Existing Borrowers

A warm welcome to all Bradford & Bingley existing mortgage customers. This section has been specially created for you. We hope you find the information you are looking for, however if you need to contact us please call us on 0870 607 2072.

Interest rate changes
Following the reduction in the Bank of England Base Rate by 1% on 4th December 2008, the Bradford & Bingley Standard Variable Rate (SVR) will reduce from 5.59% to 4.84% on 4th January 2009. Details of changes in our SVR can always be found in the Interest Rate section of our website.

Nationalisation of Bradford & Bingley mortgages - what this means for you
Following the decision to the take the mortgage assets of Bradford & Bingley Group into public ownership, you will undoubtedly have questions and concerns about this and what it means for you. 

First, please be reassured that the recent changes will not affect your mortgage and it's terms and conditions in any way. You continue to owe the same amounts to Bradford & Bingley under your mortgage as you did before, and you should continue to make your monthly payments as usual. 

Unfortunately, current circumstances mean that we can’t offer you new mortgages, remortgages or further advances. So if you’re looking for a new deal or additional funds, you should contact us on 0870 607 2072 and we will be able to go through your options with you. We are always available to help if you are experiencing any difficulties making payments.

We have updated our FAQ section with some further information about the impact of the changes for our existing mortgage customers.