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Bradford & Bingley savers are now part of Abbey.

Current Interest Rates

All  accounts currently available in Bradford and Bingley branches generally, from our Direct Savings call centre and through our website are listed below - to view the features of the account please click on the relevant account name.

Looking for an account not listed below?
View interest rates for accounts no longer available.

Rates effective as of 5th January 2009.

Accounts currently available

Balance Previous AER AER†
inc. bonus		 Gross p.a.% Net p.a.% Monthly
Gross p.a.%		 Monthly
Net p.a.%
Passbook Saver - Easy Access - Variable Rate
£1+ n/a 0.10 n/a 0.10 0.08 n/a n/a
£50,000+ n/a 0.20 n/a 0.20 0.16 n/a n/a
£100,000+ n/a 0.35 n/a 0.35 0.28 n/a n/a
£200,000+ n/a 1.15 n/a 1.15 0.92 n/a n/a
3 Year Fixed Bond (Issue 8) - Long Term - Fixed Rate
£1+ n/a 3.25 n/a 3.25 2.60 3.20 2.56
2 Year Fixed Bond (Issue 8) - Long Term - Fixed Rate
£1+ n/a 2.75 n/a 2.75 2.20 2.72 2.17
1 Year Fixed Bond (Issue 10) - Long Term - Fixed Rate
£1+ n/a 2.50 n/a 2.50 2.00 2.47 1.98
Fixed Term Bond (Issue 5) - Long Term - Fixed Rate
£1+ n/a 3.28 n/a 3.25 2.60 3.23 2.59
3 Year eBond (Issue 51) - Long Term - Fixed Rate
£1,000+ n/a 3.25 n/a 3.25 2.60 3.20 2.56
2 Year eBond (Issue 50) - Long Term - Fixed Rate
£1,000+ n/a 2.75 n/a 2.75 2.20 2.723 2.17
1 Year eBond (Issue 49) - Long Term - Fixed Rate
£1,000+ n/a 2.50 n/a 2.50 2.00 2.47 1.98
6 Month eBond (Issue 48) - Long Term - Fixed Rate
£1,000+ n/a 3.28 n/a 3.25 2.60 3.23 2.59
ISA Saver - Tax Free - Variable Rate
£1+ n/a 0.56 n/a 0.56 n/a n/a n/a
£6,000+ n/a 0.81 n/a 0.81 n/a n/a n/a
£9,000+ n/a 1.00 n/a 1.00 n/a n/a n/a
£12,000+ n/a 1.06 n/a 1.06 n/a n/a n/a
£18,000+ n/a 1.50 n/a 1.50 n/a n/a n/a
£27,000+ n/a 1.90 n/a 1.90 n/a n/a n/a
eSavings (Issue 6) - Online - Variable Rate
£1,000+ 4.60 3.60 3.60 3.60 2.88 3.54 2.83
30 Day Notice Saver - Limited Issue - Variable Rate
£1,000+ 3.51 2.50 n/a 2.50 2.00 2.47 1.98
£50,000+ 3.75 2.75 n/a 2.75 2.20 2.72 2.18
£250,000+ 4.00 3.00 n/a 3.00 2.40 2.96 2.37
'My Time' Notice - Limited Issue - Variable Rate
£1,000+ 4.30 3.30 n/a n/a n/a 3.25 2.60
£50,000+ 4.40 3.40 n/a n/a n/a 3.35 2.68
£250,000+ 4.50 3.51 n/a n/a n/a 3.45 2.76
Internet Saver Notice - Online - Variable Rate
£1,000+ 4.11 3.10 n/a 3.10 2.48 3.06 2.45
£50,000+ 4.20 3.20 n/a 3.20 2.56 3.15 2.52
£250,000+ 4.30 3.30 n/a 3.30 2.64 3.25 2.60
eISA (Issue 3) - Tax Free - Variable Rate
£1,000+ 3.30 2.30 n/a 2.30 n/a 2.28 n/a
£10,000+ 3.65 2.65 n/a 2.65 n/a 2.62 n/a
Regular Saver - Long Term - Variable Rate
£10+ 3.00 2.00 n/a 2.00 1.60 n/a n/a
SmartSave - Young Saver - Variable Rate
£10+ 3.15 1.65 2.15 1.65 1.32 n/a n/a
FirstSave - Young Saver - Variable Rate
£10+ 3.15 1.65 2.15 1.65 1.32 n/a n/a

† SmartSave Account: Rate includes a bonus of 0.50% (gross) if you make 3 withdrawals or less per bonus year.

† FirstSave Account: Rate includes a bonus of 0.50% (gross) and a free Penguin book each bonus year if less than 3 withdrawals are made per year.

AER stands for Annual Equivalent Rate. This shows the notional rate assuming interest was paid and compounded yearly. As every savings product advertisement (which quotes an interst rate) must show the AER, this lets you compare products more easily.

Bradford & Bingley's retail deposit business transferred to Abbey National plc on 29 September 2008.

Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority. FSA registration number 106054. Abbey and the flame logo are registered trademarks.

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