'SmartSave'
Get free vouchers when you open a 'SmartSave' Children's Savings Account - the savings account from Bradford & Bingley designed for young savers aged 13 to 25.
Summary Box - Key Product Information for our Savings Account.
Account Name:
SmartSave
Interest Rates: (AERs)
£10+ 1.65% gross p.a./AER, Variable
Tax Status:
Interest will be paid after tax at the basic rate is deducted. Subject to eligibility you may ask to have the interest paid gross.
Conditions For Bonus Payment:
Interest bonus of 0.50% (gross) is paid if 3 or less withdrawals are made in a bonus year.
Withdrawal Arrangements:
Instant Access. 3 withdrawals allowed per year allowed to preserve bonus.
Access:
Branch
Well, first of all we recommend that you look at the full product brochure and terms & conditions. This will give you all of the information that you need to make the right decision and to make sure that this is the savings account for you. Then either click the link below to see the next steps - or pop into your local branch and just ask.
What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.
Bradford & Bingley subscribe to the Banking Code, copies of which are available on our website, in our branches or can be requested by phoning our helpline.
Important Information:
- Rates shown excludes Bonus
- Open a SmartSave account with a minimum deposit of £10.
- An account specially designed for 13 – 25 years olds.
- A free voucher booklet when your account is opened.
- Interest is paid annually.
- Instant access to your money.
With a minimum opening deposit of just £10, it's easy to start saving.
How to Apply
or call us on 0845 600 8885* for an information pack
Product's Rate Detail
SmartSave
| Balance | AER | AER† inc. bonus |
Gross p.a.% | Net p.a.% | Monthly Gross p.a.% |
Monthly Net p.a.% | |
|---|---|---|---|---|---|---|---|
| £10+ | 1.65 | 2.15 | 1.65 | 1.32 | n/a | n/a | |
| † SmartSave Account: Rate includes a bonus of 0.50% (gross) if you make 3 withdrawals or less per bonus year. | |||||||
Log in to your Online Savings Account Log in
Tools & Information
Bradford & Bingley's retail deposit business transferred to Abbey National plc on 29 September 2008.
Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority. FSA registration number 106054. Abbey and the flame logo are registered trademarks.
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